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Car Insurance

Because you try to do the right thing, we offer car insurance that does too.

Get a Car Insurance quote
* Available to new customers only who are UK residents. Offer valid when you buy motor insurance directly from The Co-operative Insurance (offer excludes Young Driver and EcoInsurance). See the full Terms and Conditions. Exclusions apply.
**Offers may be withdrawn at any time. Minimum premiums apply. Offer available in your first year and excludes optional extras.
Why choose us?
No Claim Discount 

70% No Claim Discount for 5 or more claim free years, plus find out how you can protect your No Claim Discount.

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Courtesy car provided as standard 

Whilst yours is being repaired by
a Co-operative approved repairer.

24 hour accident recovery service 

We will arrange for recovery of your car if it becomes immobile or unsafe to drive due to an insured accident.

Replacement of keys 

If your car keys are stolen, we will arrange and pay for locks to be replaced up to a maximum of £750, unless the keys are left in or on the vehicle whilst it is unoccupied.

Optional extras 

As well as great value comprehensive cover as standard, you can purchase a range of optional extras to provide extra peace of mind. 

Car insurance that tries to do the right thing.

UK Call Centres for help with your quote and customer service.
Our Car Insurance has a 5 Star Defaqto rating.

Exclusions and limitations apply, please refer to policy documents for full details.

The Co‑operative car insurance is normally available to customers aged 17 to 75 years only.

Calls may be monitored or recorded for security and training purposes. First notification of a claim outside of normal working hours will be answered in Eire.

Breakdown cover available when purchased with Co-operative Car Insurance. Not available on Co-operative Ecoinsurance. No obligation to purchase as part of the policy, this is an optional extra.
Motor Breakdown Cover and Accident Recovery Service are provided on behalf of The Co-operative Insurance by AXA Assistance (U.K.) Limited; Registered in England and Wales under company number 02638890. Registered Office: The Quadrangle, 106-118 Station Road, Redhill, Surrey RH1 1PR. AXA Assistance (U.K.) Limited is authorised and regulated by the Financial Conduct Authority under register number 439069.

Enhanced Courtesy car is provided on behalf of The Co-operative Insurance by Albany Assistance Ltd. Albany Assistance Limited are authorised and regulated by the Financial Conduct Authority.. Registered in England No. 2948256. Registered Office: Pinesgate, Lower Bristol Road, Bath, BA2 3DP.

Motor Legal Expenses cover is underwritten by CIS General Insurance Limited acting through The Co-operative Legal Services Limited, a trading name of Co-operative Legal Services Limited; Registered in England and Wales under company number 05671209; Registered Office: 1 Angel Square, Manchester, M60 0AG. The Co-operative Legal Services Limited is authorised and regulated by the Solicitors Regulation Authority under registration number 567391.

Applicants for insurance are subject to normal underwriting criteria.

A new customer is someone who has not had a car policy with The Co-operative Insurance in the last 12 months for the same vehicle.