Important Cookie Information - this message will appear only once.

To give you the best possible experience, this site uses cookies and by continuing to use the site you agree that we can save them on your device. Cookies are small text files which are placed on your computer and which remember your preferences/some details of your visit. Our cookies don’t collect personal information. For more information, please read our updated privacy and cookie policy, which also explains how to disable cookies if you wish to.


Car breakdown cover

50% off breakdown cover, which includes Home Start and full European cover, in your first year (when purchased with Car Insurance). Normally £60.

At The Co-operative Insurance our customers are used to a quick, reliable service with great value for money.

With this in mind we have teamed up with AXA Assistance to develop a comprehensive range of breakdown products which provide fast and reliable service, to meet your individual needs.

You can include breakdown cover when you take out a car insurance policy with us or choose from a comprehensive range of standalone breakdown products including personal and short trip.

All of our breakdown cover offers outstanding service including:

  • Fast response – on average within 39 minutes.
  • 4 out of 5 vehicles fixed at the roadside to get you back on your way.
  • Over 4,000 breakdown specialists across the UK.
  • No excess on call outs.
  • Help is less than an hour away or we’ll give you £10 to say sorry.

Check you're not insuring twice!

Did you know that breakdown cover is a benefit of having The Co-operative Bank Privilege Premier current account, a smilemore current account or certain other current accounts by other providers? If you have one of these accounts, be sure to check the wording of both this and your current policy before you buy breakdown cover with us, to see that it's suitable for your needs and to avoid being insured twice whilst being able to claim under only one policy.

Breakdown with car insurance

Full UK and European cover for only £30

  • Full UK and European cover
  • Only £30 when purchased with car insurance
  • Insurance and breakdown cover in one simple premium


Standalone breakdown cover

A full range of breakdown covers from £26

  1. Local, Nationwide, Homestart and European options
  2. Personal and Vehicle cover options
  3. Short Trip cover available
  4. Earn membership points


Motor Breakdown Cover and Accident Recovery Service is provided on behalf of The Co-operative Insurance by AXA Assistance (UK) Limited, The Quadrangle, 106-118 Station Road, Redhill, Surrey RH1 1PR. Registered in England and Wales No: 02638890 and authorised and regulated by the Financial Conduct Authority (FCA), number 439069.

All premiums shown are after any discounts and include Insurance Premium Tax.

The Co‑operative car insurance is normally available to customers aged 17 to 75 years only.

Offers available in your first year and may be withdrawn at any time.