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Car breakdown cover

Breakdown cover including Homestart for only £49 in your first year when purchased with Car Insurance. Normally £60.

Optional Extra

The Co-operative Insurance has teamed up with AXA Assistance (UK) Ltd, voted Best Breakdown Cover Provider at the Personal Finance Awards in November 2014, to provide comprehensive breakdown cover that gives you a fast and reliable service.

You can include vehicle breakdown cover when you take out a car insurance policy with us (that covers any drivers named on the policy), or choose from a comprehensive range of stand-alone breakdown products including personal and short trip.

All of our breakdown cover offers outstanding service including:

  • Fast response - we aim to be there within the hour. If we're not, we will give you £10 to say sorry
  • 4 out of 5 vehicles fixed at the roadside to get you back on your way (Source: AXA Assistance UK internal data June 2015)
  • Geographical cover - one of our 3,500 managed patrols will always be close by, wherever you break down in the UK
  • No excess on call outs

Breakdown cover with Car Insurance

  • Full UK and European cover
  • Only £49 in your first year. Normally £60
  • Available when purchased with Car Insurance
  • Insurance and Breakdown cover in one single premium

Standalone Breakdown cover

  • A full range of Breakdown covers from £16.50
  • Local, Nationwide, Homestart and European options
  • Personal and vehicle cover options
  • Short trip cover available

Read more

Check you’re not insuring twice for breakdown cover!

Do you have any breakdown cover in place, perhaps as part of a bank account?

If the answer is yes - before you consider buying breakdown cover with us, please compare the features and benefits of your existing policy against those offered by ours to identify which one best meets your needs. You should also consider whether there are any cancellation fees or charges that may apply on your existing insurance. This will help to ensure that you are not disadvantaged and are not paying for two policies whilst only being able to claim on one.

As you may expect, our features are subject to limitations and/or exclusions, so please speak to our call centre or view our policy documents online for further details.

Breakdown cover available when purchased with Co-operative Car Insurance. Not available on Co-operative Ecoinsurance. No obligation to purchase as part of the policy, this is an optional extra.

Motor Breakdown Cover and Accident Recovery Service are provided on behalf of The Co-operative Insurance by AXA Assistance (U.K.) Limited; Registered in England and Wales under company number 02638890. Registered Office: The Quadrangle, 106-118 Station Road, Redhill, Surrey RH1 1PR. AXA Assistance (U.K.) Limited is authorised and regulated by the Financial Conduct Authority under register number 439069.

The Co‑operative car insurance is normally available to customers aged 17 to 75 years only.

Calls may be monitored or recorded for security and training purposes. First notification of a claim outside of normal working hours will be answered in Eire.

Applicants for insurance are subject to normal underwriting criteria.

If you cancel this cover within the 14 day cooling-off period you will receive a pro-rata refund of the premium.  However, if this cover is cancelled outside the cooling-off period you will not be entitled to a refund.

Car insurance that tries to do the right thing.

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Our Car Insurance has a 5 Star Defaqto rating.