- 1 claim-free year – 50%
- 2 claim-free years – 60%
- 3 claim-free years – 65%
- 4 claim-free years – 67%
- 5 claim-free years or more – 70%
For policies with 70% entitlement, the discount will increase at renewal to 72% if no claims have been made. If you make a claim on your policy, your No Claim Discount may reduce, unless you have protected your No Claim Discount.
Your NCD entitlement is not affected by claims for:
- Damage to the windscreen, windows or glass sunroof only.
- Loss or damage to a courtesy car (provided by Albany Assistance Ltd) provided under the optional enhanced courtesy car cover.
- Assistance with uninsured losses under the optional motor legal expenses cover (in association with Co-operative Legal Services Limited).
- Assistance under the optional car breakdown cover (in association with AXA Assistance).