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Home Insurance

FREE Karcher Window Vac worth £59.99, when you buy buildings and contents together
Available to new customers only. See the full Terms and Conditions.
Buildings InsuranceBuildings Insurance 

With our Buildings Insurance, we want to give you peace of mind that you have the right level of cover should something happen to your home.

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Contents InsuranceContents Insurance 

Should the unexpected happen, our contents insurance could get you back on your feet quickly, with the minimum disruption.

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Why choose us? 
  • 50% off contents cover - when you buy buildings and contents insurance together.
    Minimum premiums apply. Offer available in your first year only.
  • The option to choose your own excess - choose a higher excess to make your premium lower. See exclusions.
  • Up to £50,000 legal expenses cover - included as standard.
    In association with Co-operative Legal Service Limited. See exclusions.
  • A range of optional extras - for peace of mind that you have the right level of cover should something happen in your home.

Please note: If your home was built before 1850, please see our guide to older properties.

Optional Extras 

As well as great value cover as standard, you can purchase a range of optional extras to provide extra peace of mind:

Home insurance that tries to do the right thing

We have a 90% customer satisfaction rating.

Based on internal data January 2013 – February 2014.
43,037 participants of customer satisfaction survey.

UK call centres
for help with your quote and customer service.


For further details of the terms, exclusions and limitations, please refer to the policy document.

Calls may be monitored or recorded for security and training purposes.

Home Emergency cover with HomeRescue Plus is provided on behalf of The Cooperative Insurance by AXA Assistance (UK) Limited, The Quadrangle, 106-118 Station Road, Redhill, Surrey RH1 1PR. Registered in England and Wales No: 02638890 and authorised and regulated by the Financial Conduct Authority, number 439069. Cover is not available if you are a tenant or landlord and not living at the address to be insured.

Home legal expenses cover is managed on our behalf by Co-operative Legal Services Limited. The Co-operative Legal Services Limited is authorised and regulated by the Solicitors Regulation Authority under registration number 567391.

First notification of a claim outside of normal working hours will be answered in Eire.

Applicants for insurance are subject to normal underwriting criteria.