This site uses cookies. By continuing to browse the site, you are agreeing to our cookie policy.

Home Insurance

Home Insurance from £120 / Plus £50 worth of Co-operative Food vouchers
*Available to new customers only who are UK residents and buy combined buildings and contents insurance directly from The Co-operative Insurance. Offer ends 18/11/2016. Restrictions apply, see full Terms and Conditions.
**Discount available until 15th April 2016. New customers only. Excludes Personal Possessions and HomeRescue Plus.
Why choose us?
Buildings Insurance
Buildings Insurance 

With our Buildings Insurance, we want to give you peace of mind that you have the right level of cover should something happen to your home.

Read more

Contents Insurance
Contents Insurance 

Should the unexpected happen, our contents insurance could get you back on your feet quickly, with the minimum disruption.

Read more

Why choose us? 
  • Guaranteed 30% No Claim Discount
    If no claims or losses within previous 12 months.
  • The option to choose your own excess - choose a higher excess to make your premium lower. See exclusions.
  • Up to £50,000 legal expenses cover - included as standard.
    In association with Co-operative Legal Service Limited. See exclusions.
  • A range of optional extras - for peace of mind that you have the right level of cover should something happen in your home.
  • UK call centres for help with your quote and customer service.

Please note: If your home was built before 1850, please see our guide to older properties.

Optional Extras 

As well as great value cover as standard, you can purchase a range of optional extras to provide extra peace of mind:

where does your money go?

As you may expect, our features are subject to limitations and/or exclusions, so please speak to our call centre or view our policy documents online for further details.

Calls may be monitored or recorded for security and training purposes. First notification of a claim outside of normal working hours will be answered in Eire.

Home Emergency Cover is provided on behalf of The Co-operative Insurance by AXA Assistance (UK) Ltd; Registered in England and Wales under company number 02638890. Registered Office: The Quadrangle, 106-118 Station Road, Redhill, Surrey RH1 1PR. AXA Assistance (U.K.) Limited is authorised and regulated by the Financial Conduct Authority under register number 439069.

Home Legal Expenses cover is underwritten by CIS General Insurance Limited acting through The Co-operative Legal Services Limited, a trading name of Co-operative Legal Services Limited; Registered in England and Wales under company number 05671209; Registered Office: 1 Angel Square, Manchester, M60 0AG. The Co-operative Legal Services Limited is authorised and regulated by the Solicitors Regulation Authority under registration number 567391.

Applicants for insurance are subject to normal underwriting criteria.

Offers available in first year and may be withdrawn at any time. A new customer is someone who has not had a combined buildings and contents policy with The Co-operative Insurance in the last 12 months. Minimum premiums apply.