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Caravan Insurance

Buying a caravan is a huge financial commitment so whether you use your caravan frequently or just venture out occasionally it's well worth protecting your investment.

Key caravan insurance details

Benefits

Our caravan insurance provides:

  • Cover for the loss of, or damage to your caravan
  • The reasonable cost of alternative accommodation
  • Liability cover for you and anybody else using your caravan with your permission, which means we'll even provide full cover at no extra cost if you lend your caravan to your family and friends
  • European cover for up to 60 days in any period of insurance
  • Optional personal effects cover available (other than clothing, money and credit cards) whilst in the caravan or a motor car to which it is attached, for that extra peace of mind.

You'll also benefit from:

  • Legal expenses insurance, up to £50,000 costs covered as standard.
  • Legal advice helpline.
  • Home emergency helpline.

Home legal expenses cover is managed on our behalf by Co-operative Legal Services Limited. The Co-operative Legal Services Limited is authorised and regulated by the Solicitors Regulation Authority under registration number 567391.

Summary of cover

Caravan Insurance: Cover
Loss or damage to your caravan or trailer tent Up to the sum insured
Up to 60 days cover in Europe Yes
Cost of alternative accommodation Up to £20 per day (max £300)
Third party liability cover for you or anyone using the caravan with your permission Up to £2m plus legal costs
Loss or damage to personal effects, other than clothing, money and credit cards (limit of £200 per article, pair, set or collection) Optional
Legal expenses cover Up to £50,000 as standard
Legal advice helpline Yes
HomeRescue helpline Yes

Eligibility

We will not normally be able to offer you a quote if:

  • you own more than two caravans
  • your caravan is worth more than £20,000 or the personal effects cover required with the caravan insurance is greater than £2,000
  • your caravan is used for business puposes (other than letting for hire)
  • your caravan is your main residence or a motor home
  • your caravan is more than 15 years old.

For further details of policy terms, limitations and exclusions and conditions that apply, please refer to the policy documents.