The Co-operative members' credit card

The Co-operative members’ credit card

With The Co-operative members' credit card, you can earn points while you spend and receive a share of our Group profits paid to you twice a year. Plus you’ll get an introductory rate of 0% fixed for six months from the date your account is opened on purchases and balance transfers*, 15.9% APR typical/variable thereafter.

or

You can also get these other benefits:

  • 1p cashback for every £1 you spend in The Co-operative Food stores.
  • 1p cashback for every £2 you spend anywhere else.**
  • Discounts off thousands of full brochure-priced holidays from The Co-operative Travel (Terms and conditions apply).
  • Up to 59 days interest free credit if balance is paid in full by the due date.
  • The cards are made from PETg plastic – a greener material that doesn’t involve vinyl-chloride, which is used in the manufacture of PVC credit cards
  • The credit card is provided by The Co-operative Bank, which is still the only UK high street Bank to have a customer led Ethical Policy
  • Balance transfer fee of 3% of transfer value applicable during promotional rate period only (with a minimum fee of £5)

or

Please read...
(These will open in new windows)

*Excludes balance transfers from other credit cards issued by
The Co-operative Bank PLC.

**Please note that cashback is not included on balance transfers.

How to apply

The co-operative membership. 1 point for every £5. Find out more