think - the ethical credit card
The think credit card helps you to make an immediate difference to the environment. The first time you spend on your card we’ll help to protect a third of an acre of Indonesian rainforest for 100 years. In addition, we’ll donate 25p for every £100 you spend on your card to help save the rainforest. The think credit card is competitive, with an APR of 12.9% typical / variable.
Reasons to apply for this credit card
- Help to protect a third of an acre of Indonesian rainforest for 100 years when you transact on your credit card for the first time, plus a contribution of 25p will be made to RSPB’s Indonesian Rainforest project for every £100 spent on the card.
- A special rate of 7% pa on products bought from our ethical partners, for 6 months after each purchase** – 12.9% APR typical/variable.
- 7% pa on balance transfers† for 6 months from the date of each balance transfer.
- No annual fee.
- Up to 59 days interest free credit.*
- Manage your credit card 24/7, 365 days a year with our free, secure online banking services.
- The cards are made from PETg plastic – a greener material that doesn’t involve vinyl-chloride, which is used in the manufacture of PVC credit cards.
- The credit card is provided by The Co-operative Bank, which is still the only UK high street Bank to have a customer led-Ethical Policy.
This page contains media created in Adobe Flash. To view this content you can download the Flash player from the Adobe website.
or see our Alternative version of the benefits
The thinking person's credit card
By doing your bit to help protect the environment and rewarding you for being more ethical in your purchases, The Co-operative Bank's think credit card helps you make a little difference as you go about your day-to-day life. It's got to be worth thinking about.
Please read...
(These will open in new windows)
- Terms and conditions (Opens as a PDF 0.5Mb)
- Terms of use (Opens as a PDF 0.3Mb)
- Summary box (Opens as a PDF 0.1Mb)
- Credit card protection plan (Opens as a PDF 0.2Mb)
*Providing that you pay the full outstanding balance each month by the due date.
†Excludes balance transfers from other credit cards issued by The Co-operative Bank plc.
**There is a limit of 50 transactions at 7% pa on your account at any one time. If that limit is exceeded, subsequent transactions will attract the standard rate of 12.9% APR typical/variable. As items are paid off or revert to the standard rate, new transactions with our ethical partners or balance transfers will attract the 7% pa rate.
The Royal Society for the Protection of Birds (RSPB) is a registered charity: England and Wales no 207076 Scotland no SC037654.
The Financial Services Authority's tools can help you with budgeting, borrowing and planning for the future: Try their Financial Healthcheck or Debt Test.
For help with choosing the best credit card for you, visit: www.choosingandusing.co.uk
For help with budgeting, understanding credit and managing your credit card visit
Visa Europe's Better Money Skills website.
