Car insurance
Limited offer: 25% off UK & European breakdown cover – when you buy Co-operative car insurance online
Award winning car insurance from The Co-operative Insurance is all about outstanding customer services and great value cover. To see just how competitive our car insurance is why not get a motor quote now.
Why choose us?
- Great discounts - up to 70% No Claim Discount, named drivers earn their own No Claim Discount plus a further guaranteed online discount^ when you take out your car insurance online.
- Lower premiums - we could save you as much as £284. Based on independent online research by Consumer Intelligence during April 2010. 10% of customers achieved this saving with The Co-operative car insurance.
- Fast - get a car insurance quote online in minutes.
- Simple - the price you see is the price you pay. No complicated car insurance quotes.
- Instant cover - buy online today and your car insurance cover can start straight away.
- Flexible - multiple levels of voluntary excess to choose from and the option to pay monthly via Direct Debit – helping you can manage your finances.
- Trust - you may know us as CIS or CIS Insurance. But CIS is now The Co-operative Insurance and our customers have trusted us since 1872 so you know you’re in safe hands.
- Ethical - we became the world's first insurance company to launch a customer-led Ethical Engagement Policy and we’ll also offset 20% of your cars CO2 emissions so you know you’re doing your bit to help the environment.
- Peace of mind - UK-based claims lines open 24/7, 365 days a year and a courtesy car included as standard to keep you on the road whilst yours is being repaired.
- Optional extras - Add UK & European breakdown cover with a 25% discount, it was £59 per year NOW ONLY £44.25 per year for a limited time only. Available until 31st August 2010.
Award winning car insurance
We've been awarded Recommended Car Insurance Provider status by Which? Magazine and because we pride ourselves on providing our customers with the very best care and attention, we’ve also been awarded with the Intelligent Choice award for Car Insurance Customer Service 2010.
Your car insurance benefits:
- Guaranteed discount for buying online
You are guaranteed a cheaper car insurance premium if you apply online. The level of discount you are entitled to will depend on risk features such as your age, the age of any additional drivers and the type of car you drive.
- Up to 70% No Claim Discount
You have the option to protect your hard earned No Claim Discount for an additional premium ensuring that future car insurance quotes remain affordable. Find out more about the level of discount available.
- Named drivers earn their own No Claim Discount
Named drivers on your car insurance policy can earn their own No Claim Discount. So when they take out their own Co-operative car insurance policy, they don't have to build it up from scratch. Find out more about the level of discount available.
- Guaranteed courtesy car as standard
While your car is being repaired at one of our approved repairers, we'll provide a courtesy car to keep you on the road.
- Child car seat replacement cover
Our car insurance claims department follows ROSPA recommendations to replace car seats even when no visible damage is apparent following an accident.
- Theft of keys cover
The Co-operative car insurance provides you with up to £750 of cover to replace locks if your car keys are stolen.
- Free accident recovery service
If your car is immobile or unsafe to drive due to an accident, we'll arrange for your car to be taken to a suitable repairer. Meanwhile, you can trust our friendly and experienced UK-based claims handlers to get you back on the road as soon as possible.
- 8 days EU cover at no extra cost
When you go on holiday you'll enjoy a similar level of car insurance cover as you do in the UK.
Cover that’s better for the environment too:
- We'll offset 20% of your car's CO2 emissions
We do this by investing in projects like rainforest reforestation, renewable energy sources and energy efficiency. The offset of CO2 emissions is based on an average passenger car, with average annual mileage.
- Responsible repair network
We make sure that our repairers reuse and recycle materials like old body panels and plastic parts wherever possible.
- Ethical Engagement Policy
In 2005, we became the world's first insurance company to launch a customer-led Ethical Policy to guide the ethical performance of our investments. Developed with the support of customers, our Ethical Engagement Policy reflects our customers' views on a range of ethical issues: from human rights to the transfer of arms to oppressive regimes; and from the environment to animal welfare. Find out more about our Ethical Engagement Policy.
Extra options you can add to your car insurance policy:
- Car insurance breakdown cover
With an average response time of 40 minutes, our breakdown service aims to get your car moving again as quickly as possible. You will find our roadside rescue and assistance package difficult to beat on either cover or price. It even covers your car on your trips to Europe. Find out more about car insurance breakdown cover.
- Enhanced courtesy car
Our standard car insurance cover provides a 1litre car whilst your vehicle is in for repairs. But have you thought about how you would keep you and your family on the road if your car gets stolen, written off or left immobile following an accident? For a small additional premium you can keep on moving with a saloon or hatchback car with a similar engine size to your own (up to a maximum of 1800cc) provided through our Enhanced Courtesy Car cover. Find out more about our enhanced courtesy car.
- Car insurance legal cover
Even if an accident isn’t your fault you would still be liable for paying your excess. Our legal expenses cover will help in claiming back this and other costs you may incur. These could include hiring a car, loss of earnings, medical and travel expense. Find out more about our car insurance legal cover.
- Extended foreign use
If you take your car on regular holidays to Europe you should consider taking out our extended foreign use cover. This provides you with 365 days EU car insurance cover at a similar level to that you enjoy in the UK. Find out more about our extended foreign use
Why wait until you have an accident to find out your car insurance doesn't include all the things you need? It’s quick, easy and secure to get a quote and buy your car insurance online. You can start by getting a quote right now.
^ You are guaranteed a cheaper car insurance premium if you apply online. The level of discount you are entitled to will depend on risk features such as your age, the age of any additional drivers and the type of car you drive.
Lines open from 8am-8pm Monday to Friday, and from 8am-5pm Saturdays. Calls may be monitored or recorded for security and training purposes. Calls to 0845 numbers will cost no more than 4p per minute for BT customers. Call charges from other companies may vary and you may want to check this with your service provider.
Applicants for insurance are subject to normal underwriting criteria. Co-operative Car Insurance is normally available to UK customers aged 17 to 75 years only.
