Car breakdown cover
Breakdown cover for less than £5 per month
Unfortunately, breakdowns can happen. With our car breakdown cover it's comforting to know that whatever happens, help is less than an hour away or we'll give you £10 to say sorry for being late.
We have teamed up with AXA Assistance to offer 24/7, 365 days a year car breakdown cover for just £59 a year (£4.92 a month) with no call out charges. With this cover, if you breakdown at home or when you’re away from home, with one quick call to our UK call centres, assistance is never far away. Plus, because we get to over half of breakdown call-outs within 40 minutes, you can rest assured we won’t keep you waiting for long.
Our optional breakdown cover is a full Europe-wide rescue and recovery service for breakdown and accidents, so there’s no need to arrange any additional cover.
Key benefits of car breakdown cover
- Great value – UK and European Breakdown rescue and recovery service for just £59 a year (£4.92 a month) and no call out charges. 24/7, 365 days a year.
- Simple - the price you see is the price you pay. No complicated quotes. And your vehicle is covered for all drivers.
- Instant cover - buy online today when taking out your car insurance and cover starts straight away.
- Fast response - We’ll send you an SMS to let you know when and who will be attending and we’re confident that we'll reach you quickly that if we don't get to you within the hour, we'll give you £10 to say sorry for being late.
- Roadside repair - Up to one hour’s labour to repair your vehicle at the scene. We fix 4 out of 5 vehicles at the roadside to get you back on your journey in no time (excluding extreme failures and accidents).
- Homestart - Cover for when you're at home and your vehicle won't start. If we are unable to repair your car we will recover it to a suitable repairer.
- Roadside recovery – If we can’t repair your car at the roadside we will take your vehicle to a suitable repairer or to your home.
- Peace of mind - If the vehicle can’t be fixed on the same day we’ll transport the driver and up to six passengers to your home or intended destination, or we’ll provide one night’s bed and breakfast accommodation if needed or a replacement hire vehicle for up to 24 hours.
How do you buy?
You can add Co-operative car breakdown cover when taking out your Co-operative car insurance online for just £4.92 extra per month. When you have received your online car insurance quote simply select ‘Yes’ next to Breakdown Cover, then click on the ‘Recalculate’ button to view the updated price.
For full details of our car breakdown cover please read our sample booklet…
- UK and European Breakdown cover booklet (PDF - 0.2Mb)
Quick links
The Co-operative Insurance is a brand name used by CIS General Insurance Limited.



