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Personal possessions insurance

You probably have valuables that you use away from the home – a digital camera, or a cycle perhaps? So it makes sense that these should have cover outside your home as well as in.

Or call 0845 300 3525. Call charges.

Our personal possessions insurance is an optional extra of our contents insurance that offers you a choice of insuring:

Unspecified personal possessions – which includes:

  • personal items (including laptops), valuables and clothing normally worn or carried outside the home up to £2,000 per article, pair, set or collection
  • money up to £500
  • fraudulent use of credit cards up to £500
  • pedal cycles up to £1,000 per cycle
  • sports equipment up to £1,000 in total
  • mobile phones up to £250 and up to £25 for lost calls.

Specified personal possessions – property listed above which is to be insured for more than £2,000, plus a variety of other specialised articles and equipment. Regrettably we cannot offer a quote for this cover online. To find out more or add this cover to your quote simply call 0845 300 3525. Lines are open from 8am-8pm Monday to Friday, and from 8am-5pm on Saturday. Call charges.

You'll also benefit from:

  • replacement of your belongings on a 'New for Old' basis with brand new items (except clothes)
  • five levels of cover to choose from £2,500, £5,000, £7,500, £10,000 and £12,500 to suit your needs
  • cover while you are abroad, up to 60 days.

And in addition:

  • FREE legal expenses insurance, up to £50,000 costs covered
  • FREE legal advice helpline
  • FREE HomeRescue emergency helpline.

The Co-operative personal possessions insurance is available only if your contents are also insured with us.

Or call 0845 300 3525. Call charges.