Income protection
With an earnings protection plan we'll pay you a tax-free income every month if you can't work due to illness or injury, to spend how you like. Alternatively, with an expenditure protection plan, a monthly benefit is provided to help pay your main bills, such as your mortgage, if you can't work due to illness or injury.
You'll be safe in the knowledge that you could maintain your current lifestyle - whatever happens.
- peace of mind that your family could be financially secure, even while you cannot work.
- earnings protection will give you regular, tax-free income to spend how you like - up to 50% of your earnings.
- expenditure protection can pay your major bills, such as your mortgage and you can still receive state benefits to which you are entitled
- rehabilitation services give you access to specialist advice and guidance to help you cope with your illness/injury and return to work.
- and, as with all Co-operative Insurance products, you can get a face-to-face appointment with one of our personal financial advisers to help you get the right cover.
For more information on income protection please visit the FSA website or see the money made clear guide (This will open a new window - PDF 0.6Mb)
To apply call 0845 300 3525* and arrange an appointment with a Co-operative Insurance Financial Adviser.
Existing customers
For more information on how to make a claim on your policy, please visit the make a claim section.
Some of our critical illness and income protection products have reviewable premiums; i.e. premiums that can be changed after a certain period of time. If you want to find out more please go to the Reviewable Premium page.
Any advice from The Co-operative Financial Advisers will relate only to a range of the products and services available from members of the CFS marketing group, and a limited number of other companies.
*Calls to 0845 numbers will cost no more than 4p per minute for BT customers. Call charges from other companies may vary and you may want to check this with your service provider. Calls may be monitored or recorded for security and training purposes.
