Travel insurance summary of cover and limits

Travel Insurance
Cover
Choice of ‘Europe’ or ‘Worldwide’ cover
yes
Cover for unlimited number of holidays, trips or journeys up to 42 days each
yes
Cancellation or curtailment cover for irrecoverable transport and accommodation deposits or charges **
Up to £3,000
Medical and associated expenses
Up to £5m
Personal accident benefit
Up to £25,000 (£2,500 for under 16’s)
Loss or damage to personal baggage
Up to £1,500
Loss of personal money
Up to £300
Personal liability
Up to £2m plus legal costs
Lost passport
Up to £300 *
Delayed departure **
Up to £150
Missed departure **
Up to £500 *
Winter sports cover (combined total of 21 days in any period of insurance)
Optional
Legal expenses cover (personal injury only)
Up to £50,000
Legal advice helpline
yes
Pre-Travel advice helpline
yes
Emergency travel assistance helpline
yes

* for transport and accommodation expenses
** as a result of specified events