Self-employed insurance
Is this for me?
- Sole trader or business with up to 5 employees
- Working from home or a third party site
(one you do not own, rent, hire or lease)
Our self-employed insurance package is suitable for a wide range of trades from professional consultants and mobile hairdressers to skilled construction trade workers, giving you peace of mind that if the worst happens we’ll help you get back to business as quickly as possible. Get a quote online now and we’ll give you a 10% discount on your premium.
Core cover
- Public and product liability – indemnity of £2 million which can be extended to £5 million for the majority of trades, including cover for personal liability of employees and directors in the UK and overseas on business
- Temporary employees – up to five temporary employees (including sub contractors)
- Legal protection – including cover for contractual disputes and debt recovery
- Money – on the premises and in transit
- Assault – compensation for death or injury to an employee as a result of an assault
Optional cover
- Employers’ liability - up to £10 million.
- Property damage – accidental loss or damage of equipment, stock and tools.
- Contract works – for construction works, material and plant
- Business interruption – increased loss of income (non-construction only)
Benefits
- free advice via our 24 hour legal and tax helpline
- a 24 hour freephone claims line
- the option to pay monthly by Direct Debit
Please read the sample policy documentation (These will open as PDFs in a new windows).
Self-employed policy sample document (PDF – 1.0MB)
Self-employed office policy sample document (PDF – 1.0MB)
Self-employed treatment policy sample document (PDF – 1.3MB)
Self-employed tradesman policy sample document (PDF – 1.1MB)
If you would prefer to speak to us to get a quote, call 0800 158 4034.
Lines are open Mon-Fri, 9.00am to 5.00pm*.
The Co-operative Insurance is a brand name used by CIS General Insurance Ltd.
