Car insurance legal cover
Peace of mind for only £2 per month
Why should you have to pay for your out of pocket expenses when the accident wasn't your fault?
Did you know that you may be able to claim for your policy excess and any loss of earnings as a result of a motoring accident that wasn't your fault?
If you have a road traffic accident involving your car that is not your fault, you have a right to be able to claim back your uninsured losses from the driver responsible. For just £24 per year our experienced Co‑operative legal services team is able to provide a range of services to help you in any motoring-related legal matter, providing you with peace of mind and a hassle-free solution when you need it most.
The car insurance legal expenses cover option covers the cost of evaluating your insurance claim, negotiating with the other person and their insurers, and taking the claim through the courts if necessary. Your legal expenses claim might include your insurance policy excess, damage to possessions in your car, travel expenses whilst your vehicle is being repaired, compensation for injuries and loss of earnings.
Key benefits of our car insurance legal expenses cover
- Up to £100,000 in legal fees to help you recover your excess, medical bills, loss of earnings or to pursue a personal injury claim.
- If the standard courtesy car offered by our repair network is not suitable, a replacement vehicle could be arranged at no cost to you.
- Access to a 24 hour legal helpline which can provide assistance and advice on issues such as speeding convictions or parking fines and vehicle ownership responsibilities.
- This cover also provides protection for anyone else authorised to drive or use the car and for any authorised passengers.
How do you buy?
You can add car insurance legal expenses cover when taking out your Co-operative car insurance online for just £2 extra per month. When you have received your online car insurance quote simply select ‘Yes’ next to Motor legal Expenses, then click on the ‘Recalculate’ button to view the updated price.
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The Co-operative Insurance is a brand name used by CIS General Insurance Limited.
