Car insurance discounts
Guaranteed online discount
You are guaranteed a cheaper car insurance premium if you apply online.
No Claim Discount
No Claim Discount can substantially reduce the cost of your car insurance. We offer a scale of discounts to policyholders who avoid making claims.
Named driver discount
We offer named drivers up to 3 years No Claim Discount (NCD) when they apply for their own policy with us – this could be worth up to 65% off their premium.
Car breakdown cover
25% off UK & European breakdown cover – was £59 per year, NOW ONLY £44.25 per year! This offer is available to new customers who buy Co-operative car insurance online for a limited time only.
^You are guaranteed a cheaper car insurance premium if you apply online. The level of discount you are entitled to will depend on risk features such as your age, the age of any additional drivers and the type of car you drive.


