Annual breakdown cover
Breakdown cover from only £24.99
At The Co-operative Insurance we know our customers are used to quick, reliable service along with great value for money. With this in mind we have teamed up with AXA Assistance to develop our range of motor breakdown products which provide a fast and reliable service, to meet your individual needs.
Check you’re not insuring twice!
Did you know that breakdown cover is a benefit of having The Co-operative Bank Privilege Premier current account, a smilemore current account or certain other current accounts by other providers? If you have one of these accounts please ensure that you check the policy wording of both this and your current cover to check that it's suitable for your needs, before you buy breakdown cover with us, to ensure you are not insured twice whilst only being able to claim on one policy.
Why not join today?
Our UK Annual Breakdown Cover gives you the following benefits:
- Fast Response - average response time of 38 minutes ensuring you and your passengers are not stranded for long
- Geographical cover – one of our 4000 managed patrols will always be close by, wherever you breakdown in the UK
- Keep moving – 4 out of 5 vehicles fixed at the roadside
- Our service promise - help is less than an hour away or we’ll give you £10 to say sorry
- 24/7 – anytime you need assistance we’ll be there
- Cover to suit you - a range of tailored cover option to meet your needs through our Vehicle / personal / Joint and Family cover options
- Onward travel – available with our nationwide recovery products, we will provide you with a hire car up to 1600cc, to continue your journey whilst your car is being repaired
- Overnight accommodation – available with our nationwide recovery products, whilst your vehicle is being repaired we will pay for accommodation for one night up to £40 per person (up to a maximum of £160), if you breakdown on route to your destination
- Homestart – with our homestart products, we will come to your assistance at your address of residence
- Nationwide recovery – with our nationwide recovery products, we'll take your vehicle and up to 7 people to your destination or home anywhere in the UK
- Membership points – earn up to 200 membership points.
| Cover | Roadside | Recovery | Recovery & Homestart | European |
|---|---|---|---|---|
| Roadside assistance | ![]() |
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| Local recovery | ![]() |
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| One hour service promise | ![]() |
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| Nationwide recovery | ![]() |
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| Emergency hire car | ![]() |
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| Overnight accomodation | ![]() |
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| Home start | ![]() |
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| European cover | ![]() |
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| Repatriation to the UK | ![]() |
If you need more information about our breakdown cover, this is where you'll find it. This useful PDF will provide you with all the details you need to put your mind at rest.
We also offer breakdown cover as an optional extra as part of co-operative car insurance. Find out more.



