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Young Driver Insurance

Young Driver Insurance
Source: Consumer Intelligence during September 2014.
Why choose us?
Earn discounts with Smartbox technology 

Our Smartbox technology is what makes our Young Driver Insurance different. Smartbox is the Pay how you drive box that measures how safe you are driving and could help you save on your insurance.

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Monitor your own driving performance 

You can review your own driving performance at any time using your own personalised online dashboard. Its available 24/7 and features colour coded dials to show your driving score.

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We reward safer drivers with regular discounts 

82% of our young drivers have earned a safer driving discount. Correct as of June 2014. Driving performance is reviewed every 90 days. Remember though, your premium may go up if the car is not driven safely.

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Earn no claim discount 

You could be entitled to a no claim discount on your premium for each claim free year. Take a look at our scale of discounts and find out how to protect your no claims discount.

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Optional extras 

As well as great value comprehensive cover as standard, you can purchase a range of optional extras to provide extra peace of mind. 

Not for you?

If our Young Driver Insurance is not for you, we also offer standard car insurance. This includes a courtesy car as standard while your car is being repaired by a Co-operative Insurance approved repairer as a result of an insured claim.
 

Exclusions and limitations apply, please refer to policy documents for full details.

Your premium may go up as well as down dependent on your driving score throughout the year - but never by more than 20% over the course of the year.  As a result the annual saving could be less than the initial saving.

Calls may be monitored or recorded for security and training purposes. First notification of a claim outside of normal working hours will be answered in Eire.

The Co operative Young Driver insurance is normally available to customers aged 17 to 75 years only. Applicants for insurance are subject to normal underwriting criteria.

Breakdown Cover is provided on behalf of The Co-operative Insurance by RAC Motoring Services; Registered in England and Wales under company number 01424399 and/or RAC Insurance Ltd; Registered in England and Wales under company number 02355834. Registered Offices: RAC House, Brockhurst Crescent, Walsall WS5 4AW. RAC Motoring Services is authorised and regulated by the Financial Conduct Authority under register number 310208. RAC Insurance Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under register number 202737.

Gadget Cover is administered by Supercover Insurance Ltd and underwritten by Ageas Insurance Limited. Supercover Insurance Ltd; Registered in England and Wales under company number 03058631; Registered Office: 45 Westerham Road, Bessels Green, Sevenoaks, Kent, England TN13 2QB. Supercover Insurance Ltd is authorised and regulated by the Financial Conduct Authority under register number 313806. Ageas Insurance Limited; Registered in England and Wales under company number 00354568; Registered Office: Ageas House, Hampshire Corporate Park, Templars Way, Eastleigh, Hampshire SO53 3YA. Ageas Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under register number 202039.

Key Cover is administered by Boomerang-Tag Ltd and underwritten by Ageas Insurance Limited. Boomerang-Tag Ltd; Registered in England and Wales under company number 04495936; Registered Office: 21 Market Place, Dereham, Norfolk NR19 2AX. Boomerang-Tag Ltd is authorised and regulated by the Financial Conduct Authority under register number 305822. Ageas Insurance Limited; Registered in England and Wales under company number 00354568; Registered Office: Ageas House, Hampshire Corporate Park, Templars Way, Eastleigh, Hampshire SO53 3YA. Ageas Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under register number 202039.

Motor Legal Expenses cover is underwritten by CIS General Insurance Limited acting through The Co-operative Legal Services Limited; Registered in England under company number 05671209; Registered Office: 1 Angel Square, Manchester, M60 0AG. The Co-operative Legal Services Limited is authorised and regulated by the Solicitors Regulation Authority under registration number 567391.