Discover why it's a smart choice
3 ways to save with Young Driver Insurance
Save on your initial premium
Whether you're a young driver or a parent of a young driver, you can save on average £801 when you take out Young Driver Insurance.
25% of under 25s could save this amount on their initial premium according to independent online research by Consumer Intelligence during March 2013.
Drive safely and you can earn safer driving discounts
89% of our young drivers have earned a Safer Driving Discount. Correct as of December 2012
(premiums can go up if car is not driven safely). Reviewed every 3 months.
Earn No Claim Discount
On top of other great savings, you can also earn a No Claim discount each year. Another reward we offer for driving safely.
What is a Smartbox?
Smartbox is the 'Pay-How-You-Drive' box that makes our Young Driver Insurance different. Discover how it could offer you big benefits.
How your performance is monitored
Your personalised dashboard helps you monitor your driving score. Discover how the scoring system and dashboard work and get our top tips for safer driving!
What makes you a safer driver?
We use a range of factors to calculate how safely you're driving – from your speed to the time you drive. Discover more about these parameters and how they work.
As well as helping you drive safer, Smartbox acts as a theft tracker at no extra cost to help locate your car if it's stolen – in as little as two hours! Now that's smart.
RAC Breakdown cover for just £60
Breakdowns happen, regardless of how careful you are. Fortunately, for only £60 you can be covered for roadside assistance, recovery and Homestart.
Young Driver Breakdown Cover is provided on behalf of The Co-operative Insurance by RAC Motoring Services (Registered in England No: 1424399, Registered Office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW) and/or RAC Insurance Limited (Registered in England No: 2355834, Registered Office: as above). RAC Motoring Services (in respect of insurance mediation activities only) and RAC Insurance Limited are authorised and regulated by the Financial Services Authority.
Gadget Cover for only £18
Provides cover for electronic equipment which is stolen from the insured car or damaged as a result of an accident involving the insured car. For just £18 a year..
Gadget Cover is administered by Supercover Insurance Limited and underwritten by Ageas. Supercover Insurance Limited, 602 Cumberland House, 80 Scrubs Lane, London NW10 6RF. Registered in England number 313806. Ageas Insurance Limited: Registered Office: Fortis House, Tollgates, Eastleigh, Hampshire SO53 3YA. Registered in England and Wales number 354568.
Key Cover for only £15
For just £15 you will be covered for locksmith charges, replacement locks and keys, reprogramming immobilisers, infra-red handsets and alarms if your keys are lost or stolen..
Key Cover is administered by Boomerang-Tag and underwritten by Ageas Insurance Limited. Boomerang-Tag Ltd: Registered Office: 21 Market Place, Dereham, Norfolk NR19 2AX. Registered in England number: 4495936. Ageas Insurance Limited: Registered office: Ageas House, Tollgate, Eastleigh, Hampshire SO53 3YA. Registered in England and Wales number 354568.
Legal expenses for just £24
Why should you have to pay for your out of pocket expenses when the accident wasn't your fault? Peace of mind for just £24 a year..
Motor Legal Expenses Insurance is underwritten by CIS General Insurance Limited acting through Co-operative Legal Services Limited. Co-operative Legal Services Limited is authorised and regulated by the Solicitors Regulation Authority under registration number 567391. Registered Office: 1 Angel Square, Manchester, M60 0AG.