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Young Drivers Insurance

Get out on the road for less

Our Young Driver Insurance is specifically designed to help you get out and about for less. From spontaneous day trips to driving to band practice or that festival you've been waiting for all year, we're here to help make getting out on the road simple and more affordable.

Got questions? Find your answers here > Get a quote

Young Driver Insurance Benefits

Save on your initial premium

Whether you're a young driver or a parent of a young driver, you could save up to £544 when you take out Young Driver Insurance.

25% of under 25s could save this amount on their initial premium according to independent online research by Consumer Intelligence during May 2014. Your premium may go up as well as down dependent on your driving score throughout the year - but never by more than 20% over the course of the year. As a result the annual saving could be less than the initial saving.

Earn discounts with Smartbox technology

Our smartbox technology is what makes our Young Driver Insurance different. Smartbox is the Pay how you drive box that measures how safe you are driving and could help you save on your insurance.

We reward safer drivers with regular discounts on their premiums. In fact, 82% of our young drivers have earned a Safer Driving Discount. This is correct as of June 2014. Driving performance is reviewed every 90 days. Remember though, your premium may go up if the car is not driven safely.

Earn No Claim Discount

On top of your safer driving discount, you could be entitled to a no claim discount on your premium for each claim free year. Why not take a look at our scale of discounts and find out how to protect your no claims discount.

Monitor your own driving performance

It's not all about us monitoring you, you can review your own driving performance at any time using your own personalised online dashboard. Its available 24/7 and features colour coded dials to show your driving score. We also give you helpful tips on how you can improve your score if you need to.

Theft tracker

As well as helping you drive safer, Smartbox acts as a theft tracker at no extra cost to help locate your car if it's stolen – in as little as two hours! Now that's smart.

Optional extras

We offer a range of optional extras to give you that extra peace of mind that you will be taken care of should anything happen.

Young Driver Breakdown Cover is provided on behalf of The Co-operative Insurance by RAC Motoring Services (Registered in England No: 1424399, Registered Office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW) and/or RAC Insurance Limited (Registered in England No: 2355834, Registered Office: as above). RAC Motoring Services (in respect of insurance mediation activities only) and RAC Insurance Limited are authorised and regulated by the Financial Conduct Authority

Gadget Cover is administered by Supercover Insurance Limited and underwritten by Ageas. Supercover Insurance Limited, 602 Cumberland House, 80 Scrubs Lane, London NW10 6RF. Registered in England number 313806. Ageas Insurance Limited: Registered Office: Fortis House, Tollgates, Eastleigh, Hampshire SO53 3YA. Registered in England and Wales number 354568.

Key Cover is administered by Boomerang-Tag and underwritten by Ageas Insurance Limited. Boomerang-Tag Ltd: Registered Office: 21 Market Place, Dereham, Norfolk NR19 2AX. Registered in England number: 4495936. Ageas Insurance Limited: Registered office: Ageas House, Tollgate, Eastleigh, Hampshire SO53 3YA. Registered in England and Wales number 354568.

Motor Legal Expenses Insurance is underwritten by CIS General Insurance Limited acting through Co-operative Legal Services Limited. Co-operative Legal Services Limited is authorised and regulated by the Solicitors Regulation Authority under registration number 567391. Registered Office: 1 Angel Square, Manchester, M60 0AG.

Exclusions and limitations apply, please refer to policy documents for full details.

Calls may be monitored or recorded for security and training purposes.

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