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Your online dashboard

Existing customers - Click here to log into your dashboard

Your online dashboard is your personal hub. You can keep track of your driving score and performance, see your policy documents and find helpful tips to improve your driving.

Your documents
When you buy Young Driver Insurance, we'll send you an email with a link to the dashboard. Your policy documents and Certificate of Insurance will be stored there. You’ll be able to download and print them whenever you need to.

Your driving score
On your dashboard you can check your current driving score, keep track of how safe your driving is and get useful tips about driving more safely.

A colour-coded dial shows your overall driving score and gives a breakdown of your driving performance – based on the four safe driving parameters. This will help you check where you might need to improve.

How we work out your driving score
We look at your performance in each of the four safe driving parameters. We’ll give you a score for each of these. Then we work out a weighted average to give you an overall driving score. This will be between 1 and 5. 1 is the lowest score and means your driving could be safer, and 5 is the highest.

How we work out your Safer Driving Discount
Your driving score tells us whether or not you’re entitled to a discount. The table below shows how each driving score could affect your premium.

Driving Score

What does this mean?

What does this mean?

1. Very Poor

Driving like this could see the remainder of your annual premium increase. The good news is that it is relatively easy to make some changes with our safe driving tips, which will move you in the right direction.

An overall score of 1 could see the remainder of your annual premium rise as much as 20% of your original premium.

2. Poor

Driving like this could see the remainder of your annual premium increase but there are some improvements that you can make in order to lower your premium. Take a look at our safe driving tips and try and use them on the road. They’ll help your score go up in no time.

An overall score of 2 could see the remainder of your annual premium rise as much as 14% of your original premium.

3. Standard

You're on the right track and your premium will stay the same but you’re still not quite in the green zone – where ideally you want to be. Put our tips into practice and you'll soon see your score rise and move yourself into a position where you can make savings.

An overall score of 3 would not see any increase or decrease in the remainder of your annual premium.

4. Good

Your safe driving means you can expect a discount against the remainder of your annual premium. But there’s room for improvement – and you could be saving more. Take a look at our driving tips and see how you could increase your score.

An overall score of 4 could see you earn a discount against the remainder of your annual premium of up to 15% of your original premium.

5. Excellent

This is what every driver should be aiming for. Your safe driving means you can expect a discount against the remainder of your annual premium – as long as there are no lapses. So keep up the good work!

An overall score of 5 could see you earn a discount against the remainder of your annual premium of up to 30% of your original premium.

Exclusions and limitations apply, please refer to policy documents for full details.

Co-op Young Driver Insurance is normally available to customers aged 17 to 75 years only. Applicants for insurance are subject to normal underwriting criteria.

Calls may be monitored or recorded for security and training purposes.